Academy
The Architecture of Wealth.
Your Style. Your Rules.
Institutional investing is not one approach — it is three. Discover yours and the exact VInvest tools that give you your edge.
The Diagnostic
Which Investor Are You?
Three questions. Instant answer. Your VInvest path starts here.
Which Investor Are You?
Option A
Catching the rise before it peaks — and knowing exactly when the intelligence stops supporting the price
Option B
Owning great businesses at a price that gives me a real margin of safety
Option C
Stress-testing my thesis with real numbers before I commit a single dollar
The Metric Cheat Sheet
The Six Numbers That Matter
You don’t need a finance degree. You need these six metrics — understood deeply.
P / V
Price-to-Value Ratio
The single most important number. How much are you paying for each dollar of intrinsic value? Below 1.0× = buying at a discount. Above 1.5× = paying a significant premium.
COST: 2.47× — paying $2.47 for every $1 of value
V-Rating
The Composite Score
0–100 across four pillars: Quality, Value, Safety, Momentum. Not a buy/sell signal — a measure of business quality and entry conditions combined.
COST: 54/100 — Quality 63, Value 16, Safety 55, Momentum 85
Signal
CONTRARIAN / HYPE / NORMAL
The actionable verdict. CONTRARIAN = fear-driven dislocation, intrinsic intact. WATCH_HYPE = sentiment has outrun the intelligence. NORMAL = no strong signal in either direction.
COST: WATCH_HYPE — momentum past the intelligence ceiling
Confidence
Model Certainty Score
How much should you trust the intrinsic value estimate? Scored 0–100 from 12 auditable checkpoints. A 90/100 means the data is clean, models agree, answer is reliable.
COST: 72/100 — HIGH (−8 for moderate comparable pool)
ROIC
Return on Invested Capital
How efficiently does the business convert capital into profit? ROIC above WACC = value creation. The single best measure of a durable competitive advantage.
COST: 19.5% ROIC vs 8.6% WACC — spread of +10.9%
MIA
Market Implied Assumptions
What growth rate, WACC, and RONIC must be true for the current price to be fair? VInvest decodes what the market is quietly betting on — and whether those bets are achievable, stretched, or extreme.
COST: Market implies WACC of 5.8% — below the risk-free rate
Zero to One
Your First Week with VInvest
Six steps. Each one builds on the last. By step six, you invest differently than you did before.
Search your first ticker
01
Value Screener (free)
See the V-Rating, Signal, and P/V instantly. You will feel the difference between data and an answer immediately.
Look up something you already own
02
Value Screener + Result Card
You will either feel validated — or see something you have never noticed. Either outcome is valuable.
Check the Signal state
03
Intelligence Feed (Pro)
Understand whether the market sentiment around your holding is aligned with the intrinsic — or dangerously out of step.
Read the Market Implied Assumptions
04
MIA Analysis (Pro)
Ask yourself: do I believe these implied assumptions are achievable? If yes — you have a thesis. If no — you have a concern.
Open the Valuation Lab
05
Valuation Lab (Pro)
Change one assumption. Watch the intrinsic move. Repeat until you feel conviction — or change your position.
Generate your first Rationalist Report
06
PDF Report (Pro)
Share the analysis with yourself — or anyone who needs to understand why you own or don’t own a stock.
Rationalist AI
Ask It Anything. It Answers with Data.
Not summaries of news you already read. Answers anchored to financial fundamentals, with every source cited.
Type a prompt, AI responds with financial data citations, right panel shows the numbers, generate PDF report. Screen recording. No voiceover.
Valuation Deep Dives
When you are reviewing a ticker before committing capital
Is $AAPL fairly valued at the current price? Walk me through the key assumptions driving the intrinsic.
What would need to change for $MSFT to be undervalued by 20%?
Compare $COST and $WMT on intrinsic value and capital efficiency.