Outperform,
On Purpose.
Charts show price. News shapes narrative. Neither tells you what something is actually worth. VInvest gives you the anchor underneath both — the discipline of a professional value investor, built into software fast enough to use every day.
Free. No account. Includes momentum, news catalysts, and triangulated intrinsic value from our 15-model engine. Try: AAPL · NVDA · COST · MSFT
● The Origin
VInvest Exists to Answer
One Question.
“What determines whether you should buy a stock?
Every VInvest feature traces back to it.
“The fact that you can rearrange your portfolio in a moment of time is an enormous advantage, but people turn it into a disadvantage. Price action has nothing to do with whether you should buy or own a stock. What determines whether you should own it is what you expect the business to do in the future relative to the price it is selling for today, compared against all other opportunities you understand equally well.”
— Warren Buffett
Liquidity cuts both ways. Turned into overtrading on price alone, it’s a flaw. VInvest’s Signal exists so the same liquidity works for you instead — a reason attached to every move, not a reflex.
Valuation is forward-looking. What a business earns from here, against what it costs today. That’s the Goldline — recalculated every morning, for every company.
Every idea competes with your best idea. That’s Circle of Competence — not a watchlist, a hurdle rate for everything you’re weighing.
One Process. Four Real Steps.
Not a black box — a path you can see, at every stage, from a hunch to real capital. Signal, Goldline, and Circle of Competence — the three ideas above — all live inside it.
💡 Idea
See what the market’s mispricing. Contrarian Signals surface stocks where fear has priced in more than the business justifies.
- LIVE NOW
🔍 Research
Build your own conviction. The Goldline, V-Rating, and Rationalist AI show you the math — you decide if you believe it.
- LIVE NOW
🧪 Lab
Prove it before it’s real. Paper-test your thesis with your own entry and exit conditions — zero risk, real practice.
- LIVE NOW
🏦 Trade
Deploy real capital. Graduate a tested strategy, or trade on your own conviction — same simple order ticket.
- Coming Soon
These aren’t four separate apps. The Command Center shows Find Ideas, Research, Test In Lab, and Trade in one dashboard — so you always know where every ticker stands, without switching modes to check.
None of this is a queue you have to work through in order. Already have a thesis? Skip straight to Test In Lab or Trade. The process is there when you want it — not a gate in front of what you already know.
The Signal Without an Anchor
Is Still Just a Signal.
Charts show where the price is going. News tells you why it moved. Neither tells you whether the current price is justified. VInvest gives you the number that anchors both — so every signal has a foundation, and every decision has a reason.
- Market Narrative
Analyst upgrades $CROX to BUY based on strong summer momentum and consumer sentiment recovery
- SIGNAL WITHOUT ANCHOR — no intrinsic value. no Binary Shield. no margin of safety.
- VInvest Intelligence Feed
- INTELLIGENCE — 20 years of filings. 5 models. Momentum confirmed. Binary Shield cleared.
Before you trade anywhere — see the Goldline. The one number that tells you whether the current price is justified.
Check This Before You Trade
One Number Changes
How You Invest Forever.
The Goldline is VInvest’s intrinsic value — derived from a decade of filings, six models running simultaneously, and 12 quality checkpoints on every output. It is the ceiling when sentiment outruns the fundamentals. The floor when the crowd panics. Every serious investor should check it before they trade anywhere. Most don’t — because until now, they couldn’t.
The Ceiling
When price climbs above the Goldline, the signal fires: WATCH_HYPE. The intelligence has stopped supporting the price. The rational investor doesn't chase — they set the exit.
The Floor
When price crashes below the Goldline, the signal fires: CONTRARIAN. The intelligence hasn't moved — only the crowd has. The rational investor doesn't panic — they see an entry.
The Anchor
The Goldline doesn't react to headlines, earnings surprises, or macro panic. It updates only when the fundamentals change. It is the one number that stays rational when everything else doesn't.
45,000+ Global tickers · Instant access · No credit card · The number every trade deserves
Find Ideas · Ready to Use
45,000 tickers scanned Globally and
Rated. Yours to Explore.
Updated daily · No credit card · US markets · Top 10 Asymmetries unlocked on free tier
The Philosophy
“Do you disagree with our 12% revenue growth assumption for $ASML? Think the WACC is too conservative on $GOOGL? Don’t trust our models — interrogate them.”
Prefer your inbox? The Daily Rationalist sends 10 picks, ranked, with a named Catalyst Signal, every morning at 06:00 EST.
Free. No account required.
Daily Rationalist Report
45,000 Equities Scanned.
Clear Anchors.
Zero Black Boxes.
VInvest subjects the entire global equity universe to the Binary Shield at 06:00 EST and on every material catalyst, eliminating solvency risk before running a single model. The survivors power a live, fully browsable pipeline across Find Ideas—complete with daily AI-curated Top Picks. See the exact growth rates and cost of capital priced in, stress-test the drivers yourself, and never settle for someone else’s thesis.
It includes momentum. It includes news. It includes the number behind both.
The Rationalist
“Do you disagree with our 12% revenue growth assumption for $ASML? Think the WACC is too conservative on $GOOGL? The entire point of VInvest is that you should never just accept someone else’s model. Don’t trust our math — own it.”
Free. No account required. Delivered to your inbox at 06:00 EST.
"Even in the bear case, the floor is $892 — above today's price. The downside is protected. The upside is the question."
Not All Goldlines Are Equal
The Score Behind the Signal
A Goldline derived from a company with 10 years of clean filings, strong ROIC, and three high-quality comparables is not the same as one derived from a company with patchy reporting and a single peer. VInvest scores every output — so you always know how much weight to give it.
Quality, Value, Safety, Momentum —
in one number.
VInvest scores every company across four pillars. Quality tells you if the business has durable competitive advantage. Value tells you if the current price is genuinely cheap. Safety tells you if the balance sheet can survive a downturn. Momentum tells you if the market is beginning to notice.
V-Rating is fixed — defined by VInvest's models, not by user preference. It is the objective score. Valuation is where your judgment comes in.
How much should you trust this Goldline?
Every intrinsic value estimate carries a confidence score — derived from 12 auditable checkpoints. Companies with decade-long filing histories, high comparable quality, and clean gatekeeper passes earn 80+. Companies with thin reporting, few peers, or balance sheet flags earn less. You always see both numbers.
When confidence is LOW, the Goldline is directional — not definitive. That is precisely when the Valuation Lab matters most.
Rationalist AI · Powered by VInvest IntelligenceThe Rationalist
Wall Street Research.
On Any Company. On Demand.
Every Pro ticker generates a full V-Elite Investment Memorandum — Rationalist Verdict, risk factors, valuation deep-dive, and a Buy / Hold / Avoid recommendation grounded in the models. Then ask it anything.
What Is the Market Quietly
Pricing Into COST at $450/share?
Every stock price contains hidden assumptions. VInvest decodes them — showing you whether the market’s bets are achievable, stretched, or extreme.
Costco Wholesale
COST · NASDAQ · Consumer Def.
$450.22
P/V
2.47x
overvalued
The Rationalist
The market is pricing COST as if it carries no risk — implying a WACC below the risk-free rate and perpetual growth above GDP. None of these assumptions are grounded in the company’s own history. The premium is a faith premium, not a fundamental one.
Valuation Lab · Circle of Competence
You Know This Company Better Than Any Model Does.
The VInvest AI extracts assumptions from filings. But you have read the earnings calls, tracked the management for years, and understand the competitive dynamics the model cannot see. The Valuation Lab is where your knowledge becomes your edge.
Start with the AI baseline
VInvest pre-populates every driver — Terminal Growth, RONIC, WACC — using LLM-extracted assumptions from the company's own filings. This is the default Goldline. It is already better than most analysts start with.
Adjust what you disagree with
Move the WACC slider because you think the market is underpricing the risk. Change the Terminal Growth because you think this business compounds longer than the default assumes. The V-Box moves live as you adjust — "You think it's worth $7.6B."
Select your models, blend the weights
Choose which of the six models to include — DCF, EV/NOPAT, EV/EBITDA, EV/Revenue, DDM, NAV. Adjust the weights. Run a Reality Check to see what assumptions are implied by the current price. Your triangulation. Your answer.
Save it. Your Goldline is now yours.
Your custom assumptions are saved to your Circle of Competence. Every time the company reports, VInvest updates the data — but your judgment stays. The Goldline on your ticker is built on your knowledge, not just the AI's.
Your Circle of Competence
Up to 20 tickers where your custom assumptions live permanently. These are the companies you understand better than the market does — your sector expertise, your management read, your thesis. Every time a filing drops, VInvest updates the data. Your judgment stays. You wait for the price to meet your number. Then you act.
Pro plan · 20 CoC tickers · All 6 models · Save your assumptions
Choose Your Edge
Every serious investor has a style. Vinvest equips all three.
The Momentum Runner
Ride the Trend, Know the Exit
You follow price action and momentum. You know the direction. VInvest gives you the anchor — the precise point where the intelligence stops supporting the price. Ride with conviction. Exit before the math turns against you.
VInvest shows you the Safety Ceiling — the precise P/V level where hype mathematically outpaces reality. Exit with conviction, not panic.
The Value Hunter
Own the Business, Skip the Grind
You know what makes a great business. You read the filings, understand the moat, trust the fundamentals. VInvest calculates the number you have been trying to derive in a spreadsheet — institutional-grade intrinsic value, in seconds.
VInvest calculates institutional-grade intrinsic value in seconds — five models, one defensible number, no spreadsheet required.
The Strategic Pro
Test the Theory, Secure the Win
You have a thesis grounded in real analysis. Now stress-test it. Change the WACC. Challenge the growth rate. See if your conviction survives contact with the model — before a dollar moves.
Stress-test every assumption in the Valuation Lab before a dollar moves. The model responds to your thinking. Your conviction is the edge.
Investors
From Discovery to Active Conviction
Equities Scanned Daily
10 cleared for Top Picks.
Years of Filings Processed
DCF · EV/NOPAT · Comparables
What Capital Allocators Say
“I finally understood what P/V 2.47× actually meant for COST. I’d been following the stock for years and every analyst said buy. VInvest showed me the market was pricing in assumptions I couldn’t defend.I held cash instead. Best decision of the year.”
MR
M. Reyes
Value Hunter · 14-yr investor
KP
K. Patterson
Momentum Runner · Active trader
SA
S. Agarwal
Strategic Pro · Former finance
See the Number.
Then Decide.
Join 4,200 investors who check the Goldline before every trade — and build a Circle of Competence no market move can shake.
Goldline, V-Rating, and Confidence Score on any US ticker. Instant access. No card required.
Start Free — No Card →10 tickers. 1 catalyst signal. Goldline status. Every morning at 06:00 EST. No account needed.
Pro: 50 watchlist tickers · Valuation · Circle of Competence · Test In Lab · All 15 models See all plans →
· 45,000 equities scanned today
Updated daily · US markets
What’s Live. What’s Next.
The Research Is Live. Real Capital Is Next.
The valuation engine and Test In Lab are live today — paper-trade any strategy with zero risk. Real-money trading arrives in about a month, with Social Exchange right behind it.
Test In Lab lets you paper-trade any strategy — set your own entry and exit conditions, and watch it play out with zero risk before a dollar is real. Every trade, thesis, and outcome is tracked exactly like a live account, just without the money on the line.
Trade is a real brokerage account being built into VInvest, powered by Alpaca. Graduate a strategy you proved out in the Lab, or trade on your own conviction from the start — same simple order ticket either way. Every guided position will keep its thesis locked and timestamped, and "Am I wrong?" will check in when it matters, without ever being a panic button.